If you have an accident in your company car, the rules about who is responsible can be a little complicated. If you are driving to work or you are going somewhere in your own time, you will be held responsible for the accident. If it is during work time and you are doing something for the company, you employer will probably be deemed responsible for your actions.

Ultimately, though, your insurance should cover anything that needs to be paid out. You should have fully comprehensive insurance to make sure your car and any other vehicles involved in the accident will be covered. You should discuss the terms of your insurance with your company when you first get the company car.

If the crash is not your fault, the other person’s insurance should cover the cost of repair work. Make sure you notify your company immediately if anything happens to your car.